In New York, the Western National series of annuities is issued and underwritten by The United States Life Insurance Company in the City of New York (US Life). US Life is financially strong with $23.8 billion* in total admitted assets as of June 30, 2012, which includes more than $2.08 billion* of total adjusted capital. The company’s capital ratio—the ratio of total adjusted capital to total general account assets— is 9.06%.*

The philosophy of US Life is to manage its investment portfolio prudently and conservatively. Emphasis is on the return of principal (security) as well as the return on principal (yield). Investment decisions are based on asset/liability management considerations and long-term value analysis, not on possible short-term gains arising from market interest rate changes. With this strategy, we have been able to protect our contract holders with strong asset quality and high asset liquidity.

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* Source: Statutory Quarterly Statement for The United States Life Insurance Company in the City of New York as of September 30, 2011.

The Western National series of annuities is issued in New York by The United States Life Insurance Company in the City of New York and in all other states by Western National Life Insurance Company.