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Single-Premium Immediate Annuity (SPIA)

Western National Secure Income Annuity: A Guaranteed Source of Retirement Income*

People are living longer, healthier lives. And that’s a good thing. But increasing longevity creates new retirement challenges. How do you cover fixed expenses during a 30+ year retirement—without running out of money? One real solution to consider is the Western National Secure Income Annuity, a single-premium, immediate fixed-income annuity issued and guaranteed by The United States Life Insurance Company in the City of New York.

It might ease your mind to know that in exchange for your single lump-sum payment, US Life will ensure you receive a predictable stream of income payments you will never outlive.*

Let your licensed representative help you put the Western National Secure Income Annuity solutions to work for you.

Purchasing a Western National Secure Income Annuity

You can purchase a Western National Secure Income Annuity with a single lump-sum payment (a single deposit amount).

  • After you make the payment, you can start receiving regular monthly income payments immediately. Typically, that means 30 days from the date of deposit.

  • Within certain limits, you also have the option to defer the date that income payments begin.


For more information:
Clients: Call Client Care Center at 1-877-289-0256.
Selling Agents: Call Internal Wholesaling at 1-888-237-4210.



* Assumes annuitization (the process of converting the fixed annuity into a series of periodic income payments) with lifetime income option. This and all guarantees mentioned are subject to the claims-paying ability of The United States Life Insurance Company in the City of New York.

Tax-qualified contracts such as IRAs, 401(k)s, etc., are tax deferred regardless of whether or not they are funded with an annuity. If you are considering funding a tax-qualified retirement plan with an annuity, you should know that an annuity does not provide any additional tax-deferred treatment of earnings beyond the treatment by the tax-qualified retirement plan itself. However, annuities do provide other features and benefits such as income options.

Neither The United States Life Insurance Company in the City of New York nor its agents or representatives are authorized to give legal, tax or accounting advice. Please consult your attorney, accountant, or tax advisor.

The Western National series of annuities is issued and underwritten in New York by The United States Life Insurance Company in the City of New York and in all other states by Western National Life Insurance Company.