Safety of Principal

You can enjoy peace of mind knowing a Western National fixed annuity offers protection against a volatile market.

• Your annuity will never earn less than the guaranteed minimum interest rate stated in your contract, and your earnings are guaranteed even if the stock market is down.

• Our fixed annuities are protected from market exposure since they are issued and guaranteed by The United States Life Insurance Company in the City of New York.

• All guarantees mentioned are subject to the claims-paying ability of The United States Life Insurance Company in the City of New York.

People have depended on the security provided by insurance companies for generations. Insurance companies protect our lives, home, health and property. They even provide us monthly income through our pension and retirement plans.



Tax-qualified contracts such as IRAs, 401(k)s, etc., are tax deferred regardless of whether or not they are funded with an annuity. If you are considering funding a tax-qualified retirement plan with an annuity, you should know that an annuity does not provide any additional tax-deferred treatment of earnings beyond the treatment by the tax-qualified retirement plan itself. However, annuities do provide other features and benefits such as income options.

Neither The United States Life Insurance Company in the City of New York nor its agents or representatives are authorized to give legal, tax or accounting advice. Please consult your attorney, accountant, or tax advisor.

The Western National series of annuities is issued and underwritten in New York by The United States Life Insurance Company in the City of New York and in all other states by Western National Life Insurance Company.