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Benefits for Contract Holders

American General Life Insurance Company: Smart Choice

At American General Life Insurance Company (AGL), we are deeply committed to helping Americans plan for and enjoy financial security. Through our Western National series of annuities, we are committed to protecting the financial security of you and your family. For more than 85 years, we’ve been keeping our promises — so you can keep yours. Our Western National series of annuities has never defaulted on an annuity contract in 64 years of operation.

  • AGL has consistently received some of the highest ratings from independent nationally recognized insurance company rating agencies.

  • These ratings, coupled with a solid balance sheet, demonstrate our ability to fulfill contract holders benefits.

What can you expect as an AGL contract holder? Back To Top

With a Western National fixed annuity from AGL, you can expect:

  • Your money to start working for you right away because there are no initial sales charges or annual administrative fees.

  • The safety of your principal, a guaranteed rate of return, tax-deferred accumulation and a guaranteed death benefit.1

  • Penalty-free early withdrawal amounts during the accumulation phase.2 Some Western National fixed annuities also offer early withdrawal charge waivers that can be used under certain defined situations—that is, if you need to stay in a nursing home, are unable to perform certain activities or discover you have a terminal illness.3

  • Guaranteed income for life, if you select the annuitization option. In addition, multiple income payment options are available to suit your needs.

 

Easy and secure online account access Back To Top
Contract holders always have immediate online access to up-to-date contract information. Already a contract holder? Click here for online access to your account.
 

AGL client service professionals are available to answer questions Back To Top

The AGL Client Care Center is open from 7:00 a.m. to 6:00 p.m. Central Time, Monday through Friday to assist contract holders. Click here for contact information.

1 All guarantees are subject to the claims-paying ability of American General Life Insurance Company.

2 Withdrawals are subject to income tax and if taken prior to age 59½, may be subject to a 10% federal early withdrawal penalty. And early withdrawals may trigger contractual early withdrawal charges (surrender charges).

3 Note that these early withdrawal charge waivers are not available in some states and provisions may vary from state to state.